We love to feel like we are always covered if we get hurt. We were with Blue Cross Blue Shield.
United American Insurance Company called us with cheaper (we thought better) rates. Nothing major happened for a couple of years. Well, on our way to Miami, my wife fell down the stairs in the Miami airport and broke here foot. We thought we were covered.
After some checkups and surgery, we come to find out we owe $35K. They are now telling us there is a limit to what they can cover. Then why do you offer insurance. We don't need insurance because we have a cold and need medicine.
We need to make sure we are in good hands.
United American Insurance Company has the worst possible hands. We have now left the company and are with Aetna.