United American Insurance Company Reviews and Complaints

I work in this industry and I would definitely suggest that you review your policy thoroughly, and it would not hurt to engage an attorney who works in medical litigation to have his/her staff review it for you to be sure they are acting legally within the limitations of your policy. IN 20 years in this industry I've only seen one plan that bad, and that was "MEGA" which is no longer with us.

I would definitely research your rights before you assume the insurance company is acting responsibly.

That's a bad assumption to make, pretty much -always.

It is Bush's fault.

If we take comparison of medicare supplement plans with others then we know that this is the best plans for us and our family. The medicare plans are very useful for every one.

I suspect that if you read your insurance contract, it will give you the limits of coverage. It would appear you have reached that limit.

That's what you have been paying for---a health insurance policy which is cheap and has low limits of coverage. You could have gotten a better insurance policy if you had been willing to pay more. To blame the insurance company is totally wrong and ***.

You get what you pay for. You do NOT have a right to free medical care, regardless what the communist in the white house says.

To nikalseyn: The "communist in the white house" has NEVER said anyone has a "right'" to free medical care. Like all racists, yo have chosen to lie about his position.

What he HAS done, however, through the Affordable Care Act is ensure that you can longer be refused healthcare due to a pre-existing condition.

THe ACA also removes lifetime limits on coverage.

Please check the facts before shooting off your ignorant mouth.

Gee, a liberal yelling "Racist!" is like children liking candy, i.e., a sure bet under any and all circumstances. Maybe nikalseyn just doesn't like his ideology or policies. Nikalseyn never brought anything racist, but you did.

Wow! I can't belive That!

What did you do to fight against That? there has to be some sort of legal action you can take, or go against their liscence, or something....I can't stand companies like that

What they are doing is illegal. I would contact an attorney immediately.

The person probably has a Cash Cancer Ryder on their policy. It pays between $10,000 and $50,000 depending on the amount the policy holder selected. Consumer is paid in a lump sum upon being diagnosed with cancer.

Not enough info. What Plan of Supplement Insurance did you combine with Medicare to limit your catastophic bills?

If you had Plan F, all bills are paid.

If not you are responsible for some balances that Medicare does not pay for. Everyone needs to know there coverage, not just their premium.

Not unusual at all as I am an Insurance Producer and have only sold one policy with the company and they keep pestering me to sell more; I will not.

Do your homework before buying any insurance. Read-Read-Read.Contact the Dept of Insurance in your state and ask for consumers service division. You may also file written complaint with them and they will investigate.Also, most policys have a 10 day free look provision.Meaning you can review it and return for a full refund.Anything you question of agt, have him put it in writing.Hope this info is helpful.

People tend to believe the salesperson and never bother reading their policy. So don't complaint without doing your due diligents.

I do not know which state you live in or understand you health issues.

Each state has different health insurance and some are better than other. I have found that Golden Rule is the best healthcare (individuals/small business) for the state of Nevada.

To Sarah: Your comment does not make sense. I lived in the UK while working on a project at BT.

UK has public and private hospitals. You would probably be sent to a public hospital unless you had the money to pay for your operations or illnesses. The UK has socialized medicine. It is not the better that the USA Health Insurance programs.

Now, If you feel that the UK has better healthcare. Please go to the British Consulate to apply for your UK Visa. Get ready for a BIG surprise! Liberals keep saying we should have healthcare like the UK and Canada.

I invite you to actually go there and get healthcare. Get ready for a very long waiting list. Also, wanting insurance coverage after you are diagnosed for an illness. Do you get to go buy auto insurance after you have an accident.

By the way, read the Wealth of Nations by Adam Smith. Get a reality check.

Ummm...maybe because United American is a Supplemental Health Insurance Company and not a Full Health Provider. If your only health insurance policy is a supplemental one...then you get what you deserve. I believe it's called 'Thinning the Herd'.

I need a good insurance that covers liver cancer tumors..Just been dianosed with HCC I have no insurance and need to get one asap dont want to die just because of insurance. Only America lets u die..Wish I was born in the UK where they don't care if u have insurance.

They just treat u. America is all about money if you dont have it they'll let u die of cancer.Sad =-(

Which is the best insurance that can cover lots.

I have United American Insurance now and think it is wonderful. I had an allergic reaction to some medicine and almost died.

I was in the hospital for a week and they paid everything. But with Aetna they are just the opposite.

I think different insurances are different since each state has their own laws regarding insurance. I am sorry you had such a rotten visit to Miami.

AETNA is just as bad if not worst....find another insurance company